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Scott D. Brown
John P. Lander
Kim R. Snitker
Travis M. Armbrust
Kaitlyn J. Ausborn
Brown, Kinsey,
Funkhouser & Lander, P.L.C.

214 North Adams,
Mason City, Iowa 50401
Phone: (641) 423-6223
Fax: (641) 423-9995
WORKERS' COMPENSATION - Frequently Asked Questions
I. General Information
  A. How Do Workers’ Compensation Laws Operate?
  B. Who Is Covered by Workers’ Compensation Laws?
  C. What Is the Difference Between Workers’ Compensation Benefit Claims and Civil Lawsuits?
  D. How to Protect Your Rights
  E. Categories of Injuries Covered by Workers' Compensation

F. What to Do If You Are Injured On-the-Job

II. Conclusion
"Contact an Iowa work comp lawyer representing clients in Mason City, Iowa today to schedule your initial consultation."
Marshall County Courthouse Marshalltown Iowa  

General Information about Workers’ Compensation

“Workers’ compensation” refers to medical, temporary and permanent benefits that employees injured on the job may be entitled to receive.

In most states, the laws require every business to have some type of workers’ compensation insurance to cover employees injured on the job.  When an employee is injured, that employee may file a workers’ compensation claim. 

If you have been injured at your job, a lawyer experienced in workers’ compensation claims can help you understand your claim and assist you in obtaining the maximum benefits possible.


How Do Workers’ Compensation Laws Operate?

Workers’ compensation laws are designed to allow employees who are injured at work to obtain a fixed amount of compensation without having to prove their employer was at fault.  Workers’ compensation laws create an important “safety net” for employees who are injured at work or injured because of their job. 

Generally, workers’ compensation laws also provide some protection to employers and co-workers.  These laws may limit the amount of money that employees can obtain from their employers.  Injured employees may also be barred from suing their employers.  In this way, the workers’ compensation system is a “no-fault” system, where it doesn’t matter whose fault the injury was.  Negligence, whether of the employee, the employer or a co-worker is not an issue.  The injured employee is simply compensated for his or her work-related injuries.

Workers’ compensation is an “exclusive remedy” with respect to work-related injuries.  The term “exclusive remedy” means that unless an employee can show that there was another a third party  responsible for his or her injury, workers’ compensation is the only benefit or monetary award that an employee can obtain.  A third party may be another company or manufacturer.  Employees are often injured by machinery or products that they use at work.  Many employees successfully sue the manufacturers of these machines or products for compensation for their injuries.  A lawsuit against a third party generally takes place in civil court, as opposed to workers’ compensation claims, that are generally handled in Iowa by Iowa Work Force Development Division of Workers' Compensation.

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If you would like to schedule an initial consultation contact an Iowa workers' compensation attorney, representing clients in Mason City, Iowa at the Brown, Kinsey, Funkhouser & Lander, P.L.C.. Give us a call at (641) 423-6223 or email us at
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Mason City, Iowa Attorney practicing in Iowa primarily in Workers' Compensation & Personal Injury. Lawyers at the Brown, Kinsey, Funkhouser & Lander, P.L.C. are dedicated to serve their clients in Iowa, including the cities of Mason City, Algona, Allison, Boone, Cedar Rapids, Charles City, Clarion, Dakota City, Des Moines, Eldora, Forest City, Fort Dodge, Garner, Grundy Center, Hampton, Marshalltown, Mount Pleasant, Nevada, New Hampton, Northwood, Osage, Toledo, Vinton, Waterloo, Waverly, Webster City and West Union, and the communities that make up Cerro Gordo, Benton, Black Hawk, Boone, Bremer, Butler, Chickasaw, Fayette, Floyd, Franklin, Grundy, Hamilton, Hancock, Hardin, Howard, Humboldt, Kossuth, Linn, Marshall, Mitchell, Polk, Story, Tama, Webster, Winnebago, Worth, Wright counties.
© MMXIV Brown, Kinsey, Funkhouser & Lander, P.L.C. Email: Address: 214 North Adams, Mason City, Iowa 50401 Phone: (641) 423-6223
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